Real Estate Financing Consultants
DSCR loans, bridge financing, and creative deal structures — designed around how real estate investors actually operate, not how banks want you to.
What We Do
Qualify on property cash flow, not personal income. Built for investors with complex tax returns, self-employment income, or growing portfolios.
Close fast, stabilize, refinance. Short-term capital that bridges acquisition and permanent financing without slowing your velocity.
Seller financing, subject-to, balloon structures, and hybrid terms for deals that don't fit the conventional lending box.
Holistic loan review and restructuring to optimize cash flow, improve LTV positioning, and prepare for your next round of acquisitions.
Establish a business credit profile and score from the ground up — then leverage OPM (other people's money) to fund more deals without tying up your personal capital. More credit, more velocity, more deals.
How It Works
We review the deal, the property, your goals, and your portfolio — then give you a straight read on what financing structure actually makes sense.
We model the financing — rate, term, LTV, amortization schedule, balloon if needed — and present clear projections before you commit to anything.
We coordinate with lenders, title, and attorneys so you stay focused on the deal itself, not the back-and-forth paperwork that slows things down.
Why Transcoastal
We're not a bank, and we're not a rate-shopping aggregator. Transcoastal Consulting Group was built around how real estate investors actually operate — which means you get honest guidance on structure and fit, not just access to a product menu.
We work across market cycles, property types, and investor profiles. Whether you're closing your second deal or your fiftieth, we'll help you find financing that serves the strategy, not just the transaction.
Deal Tools
Loan Terms
Monthly Property Expenses
DSCR Ratio
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Estimates only. Actual rate and qualification depend on credit score, property type, and lender guidelines. Most DSCR lenders require a minimum ratio of 1.00–1.25.
Discuss This DealThe Deal
Bridge / Hard Money Loan
Exit Costs
Estimated Net Profit
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Estimates only. Does not include points, origination fees, utilities, or carrying costs beyond interest. Consult your lender and tax advisor before committing to a deal.
Discuss This DealDrop your email and we'll follow up within one business day — no commitment, just a conversation.